Investing in yourself financially is a huge part of home ownership. While your home needs to be protected too, you don’t want to pay more than you need for proper coverage. But, you also don’t want to be drowned in repairs and replacements. If and only if there's something that will happen to your home or to your property. So to make sure you are not receiving the coverage you need, without paying too much upfront, it’s important that you pay close attention to your deductib